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tow-4Tow Truck Insurance for Vehicles, Garages and Towing Companies

Royalty Truck Insurance agents can help you reduce your premiums and get high quality coverage for your tow trucks or business that either garages or transports customer vehicles.

Royalty offers tow truck insurance from A-rated providers around the United States and can help you get covered at low rates, even with prior loss.

Lower Your Tow Truck Insurance Cost

Royalty Truck Insurance agents are licensed and certified throughout the country and can optimize your policy to the coverage levels required by your state. Our agents can also help you pick the best policies for your business.  We’ve covered independent tow truck drivers, small business tow truck companies, large garages and even non-towing businesses like mechanics and car dealerships that utilize towing vehicles intermittently.

Our agents can also help towing businesses save on their premiums by bundling insurance policies for their other commercial vehicles and business operations.

Tow Truck Insurance Coverage

There are a few insurance coverages specific to tow trucks that most states will require for operation.  These include garage keepers insurance and on-hook towing. You can choose to add on to your minimal required coverage in order to protect against damage to your own towing vehicles regardless of fault.

Garage Keepers

Garage keepers insurance provides protection for customer’s vehicles should anything occur while they are parked in your auto repair shop, garage, or stored anywhere on your business property. If any customer vehicle should get damaged during specified business operations, this coverage protects the policyholder from liability.

On-Hook Towing

On-hook towing provides insurance coverage if an accident or damage occurs to customer’s vehicles while in tow. Policy holders are protected from costs associated with damaged customer vehicles during normal tow truck business operations.

Tow Truck Insurance Coverage Map by State

Royalty is currently licensed to sell and bind commercial tow truck insurance policies in all of the orange states in the map below. We’re experts on proper state filings and coverage regulations. Hover over a state on the interactive map below to see its specific filings, or click any orange state for more info on tow truck insurance coverage in your area!