Core Tow Truck Coverage
Primary liability coverage, bodily injury, property damage, medical payments.
Enhanced Protection Options
Physical damage, collision, comprehensive, unisured motorists.
Tow Truck-Specific Coverage
On-hook towing, garage keepers insurance.
Royalty Truck Insurance agents can help you reduce your premiums and get high quality coverage for your tow trucks or business that either garages or transports customer vehicles.
Royalty offers tow truck insurance from A-rated providers around the United States and can help you get covered at low rates, even with prior loss.
Lower Your Tow Truck Insurance Cost
Royalty Truck Insurance agents are licensed and certified throughout the country and can optimize your policy to the coverage levels required by your state. Our agents can also help you pick the best policies for your business. We’ve covered independent tow truck drivers, small business tow truck companies, large garages and even non-towing businesses like mechanics and car dealerships that utilize towing vehicles intermittently.
Our agents can also help towing businesses save on their premiums by bundling insurance policies for their other commercial vehicles and business operations.
Tow Truck Insurance Coverage
There are a few insurance coverages specific to tow trucks that most states will require for operation. These include garage keepers insurance and on-hook towing. You can choose to add on to your minimal required coverage in order to protect against damage to your own towing vehicles regardless of fault.
Garage keepers insurance provides protection for customer’s vehicles should anything occur while they are parked in your auto repair shop, garage, or stored anywhere on your business property. If any customer vehicle should get damaged during specified business operations, this coverage protects the policyholder from liability.
On-hook towing provides insurance coverage if an accident or damage occurs to customer’s vehicles while in tow. Policy holders are protected from costs associated with damaged customer vehicles during normal tow truck business operations.
Tow Truck Insurance Coverage Map by State
Royalty is currently licensed to sell and bind commercial tow truck insurance policies in all of the orange states in the map below. We’re experts on proper state filings and coverage regulations. Hover over a state on the interactive map below to see its specific filings, or click any orange state for more info on tow truck insurance coverage in your area!
Under the Hood: More About your Policies Specific Insurance for Tow Trucks
Check out some more info about specific coverages that might be included in your tow truck insurance policy.