What is insurance for commercial vehicles?
The dangers that truckers face are covered by a collection of insurance plans known as commercial vehicle insurance, or simply truck insurance. Primary liability insurance is a part of trucking policies, and additional coverages like physical damage, motor truck cargo, trailer interchange, etc. are added based on the individual’s needs. To operate a truck, primary liability truck insurance is nearly always required. In the event of an accident, it protects people, truck drivers, and property from harm caused by your truck.
Depending on where you drive, what you haul, and the particular dangers you encounter, you will require Primary liability coverage in addition to other coverages if you are a driver who wants to operate a vehicle on your own authority. The general liability and other types of coverages will be added to your trucking insurance if you are the owner-operator of a trucking business.